Mr. Siva R. Krishnan has over 30 years of experience in banking and financial services, with deep expertise spanning risk management, consumer and SME banking, business transformation, data science, product development, and technology enablement. His experience covers credit risk, market risk, operational risk, portfolio management, collections, digital lending, M&A, and large-scale transformation programs across Asia, the Middle East, Europe, and the United Kingdom.

Throughout his career, he has held senior leadership positions across leading international financial institutions including Siam Commercial Bank, Bank of Nova Scotia, Mastercard Advisors, Emirates Bank Group, HSBC.

Mr. Siva currently serves as Chief Risk Officer of Techcombank, where he provides strategic leadership to the Risk Management Division, strengthens the Bank’s risk capabilities, and supports its transformation toward becoming Vietnam’s leading financial services group